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Funding Cloud Nine

Conquer Your Finances. Live Your Dream Life.

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  • Paying off Debt
    • Tips to Ditch Debt
    • Debt Snowball
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  • Budgeting
    • How to Start A Budget
    • Cash Envelope System
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    • Living on a Budget
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    • Retirement
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This is the perfect resource to learn how to budget for beginners! Budgeting can be easy with these simple step-by-step instructions. Grab the free monthly budget printables to get you started on the right foot!
Here is a list of things people in debt do NOT want to hear. Living with debt is stressful enough; be the kind voice.
Check out this simple guide to meal planning on a budget. Start saving money on groceries, saving time, and eating healthy with these free meal planning printables.
Learn how to create a spending log in your bullet journal and get some inspiration from my bujo spread!

15+ Debt Tracker Ideas to Help You Visualize Your Debt-Free Journey

By Liv Leave a comment

This post may contain affiliate links. Please read my disclosure policy here.

A debt tracker can help you stay motivated during your debt-free journey and help you pay off your debt fast. Here is a list of 15 debt tracker ideas to help you kick-start your debt-freedom journey! It’s really not fun to be in debt. It’s stressful. It’s discouraging. It can feel like you’re drowning and[Read More…]

Tips to Ditch Debt

Today the Funding Cloud Nine community is sharing GIFs that represents how they currently feel about their debt. Getting into and out of debt is a roller coaster filled with a wide range of emotions and we want to make sure that nobody feels alone in the journey!

Reader’s Share GIFs Representing How They Currently Feel About Their Debt

By Liv Leave a comment

This post may contain affiliate links. Please read my disclosure policy here.

Today the Funding Cloud Nine community is sharing GIFs that represents how they currently feel about their debt. Getting into and out of debt is a roller coaster filled with a wide range of emotions and we want to make sure that nobody feels alone in the journey! 

[Continue reading] Reader’s Share GIFs Representing How They Currently Feel About Their Debt

Debt

Rakuten (formerly Ebates) is an easy way to save money while online (or in store) shopping. Get cashback on your every day purchases with these great tips.

Rakuten (Ebates) Review: An honest, complete guide with case studies

By Liv 1 Comment

This post may contain affiliate links. Please read my disclosure policy here.

I know we all love to shop sometimes but how would you like to shop with slightly less guilt? Using a cashback service like Rakuten allows you to shop and gain cashback for your purchases. If you’re someone who does a considerable amount of shopping, especially online shopping, then Rakuten would be a perfect addition to … 

[Continue reading] Rakuten (Ebates) Review: An honest, complete guide with case studies

Saving Money

The Stages of Getting Into (And Out of) Debt – Described With Debt GIFs

By Liv 4 Comments

This post may contain affiliate links. Please read my disclosure policy here.

Being in debt isn’t simple. Ohhh, but wouldn’t it be nice if it was as straightforward as:  [1] get bill  [2] pay bill  [3] don’t think about debt until the next bill comes. Yeah right. How about a more realistic scenario that most of us know far too well:  [1] get tons of bills in the mail, all at different times, … 

[Continue reading] The Stages of Getting Into (And Out of) Debt – Described With Debt GIFs

Understanding Debt

Frugal living can help you reach your financial goals faster. Keep reading for an introduction to frugality with some of the top frugal living tips.

Frugal Living: A Beginner’s Guide with Practical Frugal Living Tips

By Liv 3 Comments

This post may contain affiliate links. Please read my disclosure policy here.

I cringe at the word cheap. I have almost the same reaction when I hear penny-pinching and stingy. I never wanted to be associated with any of those words. But…I was broke…and in debt (like, a lot of debt). I needed to save money. I needed to fix my spending habits … 

[Continue reading] Frugal Living: A Beginner’s Guide with Practical Frugal Living Tips

Frugal Living

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Welcome, I'm Liv!

Wife. Engineer. Blogger.
Passionate about personal finance.
Your cheerleader for paying off debt.
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