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Paying off my debt was one of the hardest things I've ever done. But did it make me regret taking out loans? Nope! Find out why I don't regret getting into student loan debt!

10 Reasons Why I Don’t Regret My Debt

By Liv

This post may contain affiliate links. Please read my disclosure policy here.

Student loan debt sucks. Any debt sucks really. Debt can cause you to feel so much stress, anger, fear, and regret. All of these feeling are very understandable. However, when I graduated with student loan debt, I tried to be positive about it. I tried to avoid wallowing in my financial situation…a situation that I had brought on myself. Instead, I thought about all … 

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Debt Ramblings

10 Mistakes I Made While Paying Off Debt

By Liv

This post may contain affiliate links. Please read my disclosure policy here.

Before you start reading about all the mistakes I made while paying off debt, I want you to know that I cherish these mistakes. And you should cherish all your mistakes too. These “my bad” moments have brought us to where we are today – we are smarter because we’ve done stupid things, acknowledged them, and learned from them. If you’ve read my student loan story, you know that it took me 7.5 years to pay off $125,000 of debt. While that’s a ton of debt, I don’t think it should have … 

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Tips to Ditch Debt

I was so confused about why I owed a different amount of interest each month on my student loans…now I understand how it is calculated!

A Simple Explanation of How Student Loan Interest is Calculated

By Liv

This post may contain affiliate links. Please read my disclosure policy here.

When I made my first $1,200 payment to my six figure student loan debt, I was shocked at how much interest I paid (over $900!). I worked so hard to make that $1,200 payment, and then poof!, $900 of interest disappeared to the loan company. Each month I noticed that my payment was being allocated differently: the amount going to my principal balance and … 

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Understanding Debt

Find out the steps you need to take to prioritize and pay off your debt today!

How to Prioritize Debt and Reach Your Financial Goals

By Liv

This post may contain affiliate links. Please read my disclosure policy here.

Whether you have credit card debt, medical debt, car loans, student loans, or a fun combination of them all, you need to come up with a plan to pay it off. Your plan must prioritize the debt so you know when and how much money to put towards each debt every month. If you don’t have a prioritized list and a … 

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Tips to Ditch Debt

It never occurred to me that I might need life insurance because of my student loans…I recommend reading this if you have a lot of student loans!

Life Insurance and Student Loan Debt: What You Need to Know

By Liv

This post may contain affiliate links. Please read my disclosure policy here.

Do you have student loans? Figuring out how to pay them back is overwhelming enough. Now you’re telling me that I have to worry about what happens to them after I die? Jeez, do I really have to think about that too? Yes, yes you do! If you have a large amount of private student loans with a co-signer, you need to … 

[Continue reading] Life Insurance and Student Loan Debt: What You Need to Know
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Understanding Debt

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Welcome, I'm Liv!

Wife. Engineer. Blogger.
Passionate about personal finance.
Your cheerleader for paying off debt.
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