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How to Create a Spending Log in your Bullet Journal

By Liv

This post may contain affiliate links. Please read my disclosure policy here.

Learn how to create a spending log in your bullet journal and get some inspiration from my bujo spread!

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Learn how to create a spending log in your bullet journal and get some inspiration from my bujo spread!

Many of you know that I have recently dived into the world of bullet journals (I’m late to the game… I know, I know). I’m having a blast creating money related bujo spreads.

Last week, I shared with you my money thoughts (mostly related to debt) in my brand spanking new bullet journal. This week, I’m sharing with you my spending log bullet journal spread.

I absolutely love spending logs because they make you think and evaluate each and every purchase. I talk a lot about spending logs here and why I think it’s the perfect alternative to the cash envelope system (which never worked for me!).

How to create a spending log in your bullet journal

The possibilities are endless here. You can tailor your spending log to whatever works best for you (that’s truly the beauty of bullet journals – each is unique).

In my spending log bullet journal spread, I included the date of the purchase, the store, the budget category, the amount ($) of the purchase, and whether it was a need or a want.

Learn how to create a spending log in your bullet journal and get some inspiration from my bujo spread!

Here’s a list of some ideas of what to include in your spending log:

  • Date
  • Store
  • Amount ($) spent
  • Items purchased
  • Budget category
  • Balance (of the budget category after the expense)
  • Need or want
  • Planned or impulse purchase
  • Payment method (cash, credit card, check, etc.)
  • Personal or business expense

How often should you create a spending log?

I create a new spending log each month. However, if you get paid biweekly, you could create a spending log every other week. You can also create daily logs (perfect for the planner addict).

As with all things bullet journal, create a system that works for YOU (but who am I kidding…get some inspiration from others!).

Nope, no way, I can’t bullet journal

Hey there, not that creative? Don’t have a bullet journal or time for one? I’ve got a solution for you! Head over to my post about spending logs and download a free spending log worksheet. Super simple, just press print each month 🙂

Have you created a spending log in your bullet journal? If so, I’d love to see your creation (tag me in social media or email me a picture)!

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Welcome, I'm Liv!

Wife. Engineer. Blogger.
Passionate about personal finance.
Your cheerleader for paying off debt.
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