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Funding Cloud Nine

Conquer Your Finances. Live Your Dream Life.

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  • Paying off Debt
    • Tips to Ditch Debt
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  • Budgeting
    • How to Start A Budget
    • Cash Envelope System
    • Budgeting Tips
    • Living on a Budget
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This is the perfect resource to learn how to budget for beginners! Budgeting can be easy with these simple step-by-step instructions. Grab the free monthly budget printables to get you started on the right foot!
Here is a list of things people in debt do NOT want to hear. Living with debt is stressful enough; be the kind voice.
Check out this simple guide to meal planning on a budget. Start saving money on groceries, saving time, and eating healthy with these free meal planning printables.
Learn how to create a spending log in your bullet journal and get some inspiration from my bujo spread!
An emergency fund can save the day and reduce your financial stress. Find out why you need one, how much you need, how to build an emergency fund, and where to store it.

A Complete (and Simple) Guide to Emergency Funds

By Liv

This post may contain affiliate links. Please read my disclosure policy here.

An emergency fund can save the day and reduce your financial stress. Find out why you need one, how much you need, how to build an emergency fund, and where to store it. 

[Continue reading] A Complete (and Simple) Guide to Emergency Funds

Budgeting

Dealing with Student Loan Debt (the financially healthy way)

By Liv

This post may contain affiliate links. Please read my disclosure policy here.

Dealing with student loan debt isn’t going to be easy. Like any problem, it’s going to take work to solve. It’s very similar to a weight problem. If you are trying to lose those extra pounds, you will have to put in the time, hard work, and sacrifice. Same goes for solving your debt problem… 

[Continue reading] Dealing with Student Loan Debt (the financially healthy way)

Tips to Ditch Debt

7 Ways to Jump-Start Your Debt-Free Journey & Start Paying off Debt Now

By Liv

This post may contain affiliate links. Please read my disclosure policy here.

You want to start paying off your debt? I can tell. I mean, who wants to pay minimum payments for the next 10, 15, 30 years of their life? Nobody. But I’m guessing you’ve delayed this decision to start. Maybe you … 

[Continue reading] 7 Ways to Jump-Start Your Debt-Free Journey & Start Paying off Debt Now

Tips to Ditch Debt

Sinking funds are the secret to a successful budget. Reduce your financial stress by including sinking fund categories in your budget.

Sinking Funds: The Secret to a Successful Budget & Reducing Financial Stress

By Liv

This post may contain affiliate links. Please read my disclosure policy here.

Do you dread the months when you have to make a big purchase? You know what I’m talking about – the months where you have to pay for new tires on your car, purchase plane tickets for your … 

[Continue reading] Sinking Funds: The Secret to a Successful Budget & Reducing Financial Stress

Budgeting Tips

Budgets don't always go as planned. These four simple steps will help you overcome and fix a budget fail.

4 Critical Steps to Take After a Budget Fail

By Liv

This post may contain affiliate links. Please read my disclosure policy here.

You probably have budget. (Guurrrllll, you better have a budget if you’ve been reading this blog longer than a week.) Budgets are supposed to solve your money problems, right? At the very least, they are supposed to put you on the right path towards money happiness. You know … 

[Continue reading] 4 Critical Steps to Take After a Budget Fail

Budgeting Tips

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Welcome, I'm Liv!

Wife. Engineer. Blogger.
Passionate about personal finance.
Your cheerleader for paying off debt.
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