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Funding Cloud Nine

Conquer Your Finances. Live Your Dream Life.

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  • Paying off Debt
    • Tips to Ditch Debt
    • Debt Snowball
    • Understanding Debt
    • Debt Ramblings
  • Budgeting
    • How to Start A Budget
    • Cash Envelope System
    • Budgeting Tips
    • Living on a Budget
  • Frugal Living
    • Saving Money
    • Making Money
  • Mastering Money
    • Money Lists
    • Bullet Journal Money Spreads
    • Retirement
    • Money and Love
This is the perfect resource to learn how to budget for beginners! Budgeting can be easy with these simple step-by-step instructions. Grab the free monthly budget printables to get you started on the right foot!
Here is a list of things people in debt do NOT want to hear. Living with debt is stressful enough; be the kind voice.
Check out this simple guide to meal planning on a budget. Start saving money on groceries, saving time, and eating healthy with these free meal planning printables.
Learn how to create a spending log in your bullet journal and get some inspiration from my bujo spread!
Do you struggle to budget each month? Do you find budgeting boring, stressful, or even a daunting task? Well, no more! I'm here to share with you ten ways to make budgeting FUN!

How to Make Budgeting Fun…Yes, it’s possible!

By Liv

This post may contain affiliate links. Please read my disclosure policy here.

Can I guess what you’re thinking? Probably something like: Budgeting is not fun. That’s…ridiculous. Budgeting is a task like cleaning your kitchen or commuting to work…in other words, not enjoyable. I feel ya. Fun and budgeting are not two words that normally go together. But budgeting is a necessity for financial success… 

[Continue reading] How to Make Budgeting Fun…Yes, it’s possible!

Budgeting Tips

5 Reasons to Pause Your Debt Snowball

By Liv

This post may contain affiliate links. Please read my disclosure policy here.

No matter how motivated or driven you are to become debt-free, there may be a time that you need to pause your debt snowball. Pausing your debt snowball should not happen to many people. It should not be a frequent occurrence or a long pause. Why? The main reason that … 

[Continue reading] 5 Reasons to Pause Your Debt Snowball

Debt Snowball

These money-saving products and gadgets will make your wallet grow and help you live your best frugal life!

17 Surprising Products That Will Save You Money in the Long Run

By Liv

This post may contain affiliate links. Please read my disclosure policy here.

It’s hard to wrap your mind around spending money to save money. It just doesn’t make sense. When you buy something, you see the money leave your wallet (or you bank account). And I’ve literally never seen money hop back into my wallet. But for these gadgets that I’ve listed below (ALL of which I own), you will end up saving money in the long run…  

[Continue reading] 17 Surprising Products That Will Save You Money in the Long Run

Saving Money

If you need a break from the craziness of life, here's a list of FREE self-care ideas and activities to help you finally focus on yourself. It's time to focus on your mental health.

100+ Free Self-Care Ideas to Help You Flourish in Life

By Liv

This post may contain affiliate links. Please read my disclosure policy here.

Life is hard sometimes. It can be stressful, overwhelming, or just plain busy. The days seems like minutes and the to-do lists seem mile-long. Anyone nodding furiously yet? Whether it’s work-life, money, relationships, or something else, everyone needs to decompress and take time to care for themselves. ::enter self-care:: 

[Continue reading] 100+ Free Self-Care Ideas to Help You Flourish in Life

Saving Money

If you are (or have) a high school student thinking about taking out student loans to pay for college, you need to read this! From someone who has been-there-done-that with student loans, you'll find out helpful advice and things to consider before taking the debt plunge.

Advice for High School Students Taking out Student Loan Debt

By Liv

This post may contain affiliate links. Please read my disclosure policy here.

Americans owe $1.48 trillion in student loan debt. Over 44 million Americans share a piece of that debt pie. Some describe their debt as suffocating. Overwhelming. A death sentence. Woah. Have I scared you? That would have terrified me as an 18 year old wanting to get a college education but having no money… 

[Continue reading] Advice for High School Students Taking out Student Loan Debt

Debt Ramblings

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Welcome, I'm Liv!

Wife. Engineer. Blogger.
Passionate about personal finance.
Your cheerleader for paying off debt.
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