Conquer Your Finances. Live Your Dream Life.
You probably have budget. (Guurrrllll, you better have a budget if you’ve been reading this blog longer than a week.) Budgets are supposed to solve your money problems, right? At the very least, they are supposed to put you on the right path towards money happiness. You know …
How many times have you heard or uttered the phrase, “it’s the thought that counts”? Did you say it to your husband when he mentioned he thought about getting you flowers? (but didn’t actually get the flowers) Did you say it to your kids when they told you they thought about cleaning the kitchen for you? (but didn’t actually clean it) These thoughts, brimming with good intentions, are nice. The phrase …
I didn’t start out hating my student loan debt. I simply thought ‘oh, I’ve got debt. I’ll pay the payments. It’s a lot of money…but that’s okay.’ Yes, I started out a little naïve as a newly graduated 22 year old with $125,181 in student loan debt. A debt that was more than twice my annual salary. The anger and the fear didn’t start until …
Let’s get real – living with debt can be a little depressing. Most of your money is going towards debt and that means there isn’t a lot of money for the fun things in life. You want to travel. You want to socialize without worrying about the $12 drinks at the bar. You want that killer dress. So many wants. Not nearly enough money to satisfy them. Is this how you are supposed to live when in debt? Always wanting? And what if you have tons of debt – are you supposed to live like that for years?
I used to spend many summer days at the library. In those weeks after camp had ended but before school started, I would be dropped off at the library bright and early. I’d read books, flip through magazines, play hide and seek, and even volunteer to put books away when I got bored. I thought at the ripe age …
