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Funding Cloud Nine

Conquer Your Finances. Live Your Dream Life.

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  • Paying off Debt
    • Tips to Ditch Debt
    • Debt Snowball
    • Understanding Debt
    • Debt Ramblings
  • Budgeting
    • How to Start A Budget
    • Cash Envelope System
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    • Living on a Budget
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    • Money Lists
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    • Retirement
    • Money and Love
This is the perfect resource to learn how to budget for beginners! Budgeting can be easy with these simple step-by-step instructions. Grab the free monthly budget printables to get you started on the right foot!
Here is a list of things people in debt do NOT want to hear. Living with debt is stressful enough; be the kind voice.
Check out this simple guide to meal planning on a budget. Start saving money on groceries, saving time, and eating healthy with these free meal planning printables.
Learn how to create a spending log in your bullet journal and get some inspiration from my bujo spread!
Learn about financial guru Dave Ramsey's Baby Steps and start your journey to financial peace today!

Dave Ramsey’s Baby Steps: Everything You Need to Know

By Liv

This post may contain affiliate links. Please read my disclosure policy here.

I’m a HUGE fan of Dave Ramsey. He has single-handedly changed my mentality about money…honestly, he has changed my life. He was the sole reason I was able to pay off my six figure student loan debt. Dave simply has the easiest, most straightforward, fool-proof financial plan to get you out of debt (and to … 

[Continue reading] Dave Ramsey’s Baby Steps: Everything You Need to Know

Money Lists

Paying off six figures of student loan debt is no easy task. Find out how I paid it all off with the Debt Snowball Method (Dave Ramsey) and a 401(k) loan.

My Debt Story: How I paid off $125,181 of student loan debt

By Liv

This post may contain affiliate links. Please read my disclosure policy here.

I was ten years old and my dad took me to the University of Michigan and I fell in love. So at 17, I applied to the University of Michigan and got accepted. There wasn’t a shadow of a doubt that I would go anywhere else. I was so happy. Without a thought of how I was going to pay for four years of out-of-state … 

[Continue reading] My Debt Story: How I paid off $125,181 of student loan debt

Debt Ramblings

Personal finance blogs helped me get out of six figures of student loan debt. Find out more about why I'm starting my own blog and how I think it will help YOU!

Why I’m Starting a Personal Finance Blog

By Liv

This post may contain affiliate links. Please read my disclosure policy here.

Personal finance blogs helped me get out of debt. They are the reason I won’t be 40 and still paying off my loans. They are the reason my marriage won’t have money problems, the reason I’m confident with my money decisions, and the reason I’m going to retire RICH! These strangers, these personal finance bloggers,[Read More…]

Debt Ramblings

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Welcome, I'm Liv!

Wife. Engineer. Blogger.
Passionate about personal finance.
Your cheerleader for paying off debt.
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