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Funding Cloud Nine

Conquer Your Finances. Live Your Dream Life.

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  • Paying off Debt
    • Tips to Ditch Debt
    • Debt Snowball
    • Understanding Debt
    • Debt Ramblings
  • Budgeting
    • How to Start A Budget
    • Cash Envelope System
    • Budgeting Tips
    • Living on a Budget
  • Frugal Living
    • Saving Money
    • Making Money
  • Mastering Money
    • Money Lists
    • Bullet Journal Money Spreads
    • Retirement
    • Money and Love
This is the perfect resource to learn how to budget for beginners! Budgeting can be easy with these simple step-by-step instructions. Grab the free monthly budget printables to get you started on the right foot!
Here is a list of things people in debt do NOT want to hear. Living with debt is stressful enough; be the kind voice.
Check out this simple guide to meal planning on a budget. Start saving money on groceries, saving time, and eating healthy with these free meal planning printables.
Learn how to create a spending log in your bullet journal and get some inspiration from my bujo spread!
Check out these money challenges to help you save money and gain better control of your finances.

10 Money Challenges Guaranteed to Save You Money

By Liv

This post may contain affiliate links. Please read my disclosure policy here.

Everybody likes a little competition in life. These money challenges provide a chance for your saver-self and spendy-self to compete. Some of these challenges provide a savings goal and a simple path on how to achieve it. Others provide financial tips and tricks on how to achieve a better understanding of … 

[Continue reading] 10 Money Challenges Guaranteed to Save You Money

Money Lists

Check out these free budget spreadsheets and start telling your money where it should go!

8 Free Budget Spreadsheets That Will Upgrade your Finances Today

By Liv

This post may contain affiliate links. Please read my disclosure policy here.

Are you spreadsheet illiterate? Or worse….are you a spreadsheet fanatic? Do you pray at the altar of your budget or are you the type that can’t-keep-a-budget-to-save-your-life? Whichever way you roll, you’ll find a budget spreadsheet (excel template) that works for you in the list below! The list starts with … 

[Continue reading] 8 Free Budget Spreadsheets That Will Upgrade your Finances Today

Budgeting Tips

If your budget needs a makeover, check out this list of the first ten things you should cut to save money!

The First 10 Things to Cut from your Budget

By Liv

This post may contain affiliate links. Please read my disclosure policy here.

Have you been overspending? Are you trying to save for a big purchase, or trying to pay down those debts quicker? Here is a list of the first ten things I think you should cut from your budget to reduce your monthly expenses … 

[Continue reading] The First 10 Things to Cut from your Budget

Budgeting Tips

Check out these top 5 TED Talks if you want to learn more about personal finance!

5 Best TED Talks about Personal Finance

By Liv

This post may contain affiliate links. Please read my disclosure policy here.

I love TED Talks because they are short, educational, sometimes motivational lectures on pretty much any topic you can think of. Also, many times these lectures give me a completely different perspective on a certain topic – and I love those eye-opening moments. TED Talks about personal finance are … 

[Continue reading] 5 Best TED Talks about Personal Finance

Money Lists

Check out my favorite Dave Ramsey quotes and sayings for a little encouragement as you make your way towards financial peace.

Dave Ramsey Quotes & Sayings that Will Change Your Perspective on Money

By Liv

This post may contain affiliate links. Please read my disclosure policy here.

If you’ve read any of my previous posts, you know I’m borderline obsessed with Dave Ramsey. There was a time that I listened to his radio show every day. Yup, 3 hours, each day. He repeats a lot of the same phrases as he hands out money advice to the people that call in. Many of these sayings kept me … 

[Continue reading] Dave Ramsey Quotes & Sayings that Will Change Your Perspective on Money

Money Lists

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Welcome, I'm Liv!

Wife. Engineer. Blogger.
Passionate about personal finance.
Your cheerleader for paying off debt.
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