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Funding Cloud Nine

Conquer Your Finances. Live Your Dream Life.

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  • Paying off Debt
    • Tips to Ditch Debt
    • Debt Snowball
    • Understanding Debt
    • Debt Ramblings
  • Budgeting
    • How to Start A Budget
    • Cash Envelope System
    • Budgeting Tips
    • Living on a Budget
  • Frugal Living
    • Saving Money
    • Making Money
  • Mastering Money
    • Money Lists
    • Bullet Journal Money Spreads
    • Retirement
    • Money and Love
This is the perfect resource to learn how to budget for beginners! Budgeting can be easy with these simple step-by-step instructions. Grab the free monthly budget printables to get you started on the right foot!
Here is a list of things people in debt do NOT want to hear. Living with debt is stressful enough; be the kind voice.
Check out this simple guide to meal planning on a budget. Start saving money on groceries, saving time, and eating healthy with these free meal planning printables.
Learn how to create a spending log in your bullet journal and get some inspiration from my bujo spread!
Find out the steps you need to take to prioritize and pay off your debt today!

How to Prioritize Debt and Reach Your Financial Goals

By Liv Leave a comment

This post may contain affiliate links. Please read my disclosure policy here.

Whether you have credit card debt, medical debt, car loans, student loans, or a fun combination of them all, you need to come up with a plan to pay it off. Your plan must prioritize the debt so you know when and how much money to put towards each debt every month. If you don’t have a prioritized list and a … 

[Continue reading] How to Prioritize Debt and Reach Your Financial Goals

Tips to Ditch Debt

Find out how I saved money by implementing the KonMari Method of decluttering and organizing!

11 Ways Marie Kondo Saved Me Money

By Liv 4 Comments

This post may contain affiliate links. Please read my disclosure policy here.

Have you heard of Marie Kondo? Of course you have…even my 70 year old mom has heard of this decluttering and organizing expert from Japan. “She’s the coo-coo one, right?” And to translate that to modern language, “She’s the cray-cray one, right?” Well, yes I suppose, Mom. It *does* sound a little strange that Marie Kondo wants … 

[Continue reading] 11 Ways Marie Kondo Saved Me Money

Saving Money

Totally confused about all those retirement terms? Feeling out of the loop? You NEED to check out this simple explanation and comparison of retirement savings plans. 401k vs IRA. Traditional vs Roth.

401k vs IRA & Traditional vs Roth: The Basics | Retirement Savings 101

By Liv 2 Comments

This post may contain affiliate links. Please read my disclosure policy here.

Starting to save for retirement can feel a little like trying to learn a new language. There are so many terms that you’ve never heard of before, and honestly, it gets confusing. It took me a few years to truly understand the differences between a 401(k) and an IRA (and the difference between traditional and Roth … 

[Continue reading] 401k vs IRA & Traditional vs Roth: The Basics | Retirement Savings 101

Retirement

Check out these money challenges to help you save money and gain better control of your finances.

10 Money Challenges Guaranteed to Save You Money

By Liv Leave a comment

This post may contain affiliate links. Please read my disclosure policy here.

Everybody likes a little competition in life. These money challenges provide a chance for your saver-self and spendy-self to compete. Some of these challenges provide a savings goal and a simple path on how to achieve it. Others provide financial tips and tricks on how to achieve a better understanding of … 

[Continue reading] 10 Money Challenges Guaranteed to Save You Money

Money Lists

Check out these free budget spreadsheets and start telling your money where it should go!

8 Free Budget Spreadsheets That Will Upgrade your Finances Today

By Liv Leave a comment

This post may contain affiliate links. Please read my disclosure policy here.

Are you spreadsheet illiterate? Or worse….are you a spreadsheet fanatic? Do you pray at the altar of your budget or are you the type that can’t-keep-a-budget-to-save-your-life? Whichever way you roll, you’ll find a budget spreadsheet (excel template) that works for you in the list below! The list starts with … 

[Continue reading] 8 Free Budget Spreadsheets That Will Upgrade your Finances Today

Budgeting Tips

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Welcome, I'm Liv!

Wife. Engineer. Blogger.
Passionate about personal finance.
Your cheerleader for paying off debt.
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