↑
  • Home
  • About
  • Contact
  • Privacy Policy

Funding Cloud Nine

Conquer Your Finances. Live Your Dream Life.

  • New? Start Here!
  • Paying off Debt
    • Tips to Ditch Debt
    • Debt Snowball
    • Understanding Debt
    • Debt Ramblings
  • Budgeting
    • How to Start A Budget
    • Cash Envelope System
    • Budgeting Tips
    • Living on a Budget
  • Frugal Living
    • Saving Money
    • Making Money
  • Mastering Money
    • Money Lists
    • Bullet Journal Money Spreads
    • Retirement
    • Money and Love

The Stages of Getting Into (And Out of) Debt – Described With Debt GIFs

By Liv 4 Comments

This post may contain affiliate links. Please read my disclosure policy here.

Being in debt isn’t simple. Ohhh, but wouldn’t it be nice if it was as straightforward as:  [1] get bill  [2] pay bill  [3] don’t think about debt until the next bill comes. Yeah right. How about a more realistic scenario that most of us know far too well:  [1] get tons of bills in the mail, all at different times, … 

[Continue reading] The Stages of Getting Into (And Out of) Debt – Described With Debt GIFs
Tweet
Pin133
Share17
150 Shares

Understanding Debt

Wondering if you should get or keep your credit cards? Worried about credit card debt? See if you have any of these signs that indicate you probably shouldn't be using credit cards.

8 Signs Your Probably Shouldn’t Use Credit Cards (At Least Not Right Now)

By Liv 1 Comment

This post may contain affiliate links. Please read my disclosure policy here.

Credit cards look like an innocent piece of plastic with endless possibilities to buy the life of your dreams. But credit cards, oh credit cards…they can be dangerous. And they can scary. And they can be evil if left in the wrong unassuming hands. 

[Continue reading] 8 Signs Your Probably Shouldn’t Use Credit Cards (At Least Not Right Now)
Tweet
Pin170
Share63
233 Shares

Understanding Debt

Finally! This is such a simple and easy-to-follow guide to help you understand & improve your credit score!

A Beginner’s Guide to Understanding & Improving your Credit Score

By Liv 1 Comment

This post may contain affiliate links. Please read my disclosure policy here.

Today I’m going to share with you the basics of credit scores. Yes, credit scores explained…SIMPLY! Why am I doing this? Honestly, when I graduated college I was very confused about how credit scores worked. I didn’t understand the difference between a credit report and a credit score. I didn’t know how credit scores were calculated, or why I had … 

[Continue reading] A Beginner’s Guide to Understanding & Improving your Credit Score
Tweet
Pin194
Share3
197 Shares

Understanding Debt

I was so confused about why I owed a different amount of interest each month on my student loans…now I understand how it is calculated!

A Simple Explanation of How Student Loan Interest is Calculated

By Liv Leave a comment

This post may contain affiliate links. Please read my disclosure policy here.

When I made my first $1,200 payment to my six figure student loan debt, I was shocked at how much interest I paid (over $900!). I worked so hard to make that $1,200 payment, and then poof!, $900 of interest disappeared to the loan company. Each month I noticed that my payment was being allocated differently: the amount going to my principal balance and … 

[Continue reading] A Simple Explanation of How Student Loan Interest is Calculated
Tweet
Pin343
Share
343 Shares

Understanding Debt

It never occurred to me that I might need life insurance because of my student loans…I recommend reading this if you have a lot of student loans!

Life Insurance and Student Loan Debt: What You Need to Know

By Liv Leave a comment

This post may contain affiliate links. Please read my disclosure policy here.

Do you have student loans? Figuring out how to pay them back is overwhelming enough. Now you’re telling me that I have to worry about what happens to them after I die? Jeez, do I really have to think about that too? Yes, yes you do! If you have a large amount of private student loans with a co-signer, you need to … 

[Continue reading] Life Insurance and Student Loan Debt: What You Need to Know
Tweet
Pin223
Share12
235 Shares

Understanding Debt

There was an error submitting your subscription. Please try again.

Welcome, I'm Liv!

Wife. Engineer. Blogger.
Passionate about personal finance.
Your cheerleader for paying off debt.
Read More

Start living your Dream Life!

Join over 30,000 subscribers!

There was an error submitting your subscription. Please try again.

Categories

Archives

Copyright ©2021, Funding Cloud Nine. All Rights Reserved. Terms and Disclosures
Design by Pixel Me Designs