Conquer Your Finances. Live Your Dream Life.
Being in debt isn’t simple. Ohhh, but wouldn’t it be nice if it was as straightforward as: [1] get bill [2] pay bill [3] don’t think about debt until the next bill comes. Yeah right. How about a more realistic scenario that most of us know far too well: [1] get tons of bills in the mail, all at different times, …
Credit cards look like an innocent piece of plastic with endless possibilities to buy the life of your dreams. But credit cards, oh credit cards…they can be dangerous. And they can scary. And they can be evil if left in the wrong unassuming hands.
Today I’m going to share with you the basics of credit scores. Yes, credit scores explained…SIMPLY! Why am I doing this? Honestly, when I graduated college I was very confused about how credit scores worked. I didn’t understand the difference between a credit report and a credit score. I didn’t know how credit scores were calculated, or why I had …
When I made my first $1,200 payment to my six figure student loan debt, I was shocked at how much interest I paid (over $900!). I worked so hard to make that $1,200 payment, and then poof!, $900 of interest disappeared to the loan company. Each month I noticed that my payment was being allocated differently: the amount going to my principal balance and …
Do you have student loans? Figuring out how to pay them back is overwhelming enough. Now you’re telling me that I have to worry about what happens to them after I die? Jeez, do I really have to think about that too? Yes, yes you do! If you have a large amount of private student loans with a co-signer, you need to …
