Let’s get real – living with debt can be a little depressing. Most of your money is going towards debt and that means there isn’t a lot of money for the fun things in life. You want to travel. You want to socialize without worrying about the $12 drinks at the bar. You want that killer dress. So many wants. Not nearly enough money to satisfy them. Is this how you are supposed to live when in debt? Always wanting? And what if you have tons of debt – are you supposed to live like that for years?