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Funding Cloud Nine

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Debt Snowball Bullet Journal Ideas to Help You Get Out of Debt Fast!

By Liv 7 Comments

This post may contain affiliate links. Please read my disclosure policy here.

It’s time for some real talk. Paying off debt isn’t really that fun. From the horror of seeing how much you actually owe, to the utter confusion of how your interest is calculated, to the repeated panic each month as you pay your debt bills, it’s just…not fun. But paying off debt is a necessary task. So in the spirit of making lemonade out of lemons … 

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5 Reasons to Pause Your Debt Snowball

By Liv Leave a comment

This post may contain affiliate links. Please read my disclosure policy here.

No matter how motivated or driven you are to become debt-free, there may be a time that you need to pause your debt snowball. Pausing your debt snowball should not happen to many people. It should not be a frequent occurrence or a long pause. Why? The main reason that … 

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10 Things I Wish I’d Known Before Starting the Debt Snowball Method

By Liv 27 Comments

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I carried around over $100,000 of debt for many years before I finally committed to the Debt Snowball Method. I owe my glorious debt-free status to Dave Ramsey who introduced me to paying off debt with the Debt Snowball Method. I couldn’t be more thankful for his words of wisdom when I was broke, scared, stressed, fearful of my financial future, and desperate to get rid of my debt. Clearly I wasn’t in a good place with all that debt (who is?). There are … 

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The Debt Snowball Method: A Complete Guide with Free Printables

By Liv 33 Comments

This post may contain affiliate links. Please read my disclosure policy here.

I’m just going to get this out of the way – I’m borderline obsessed with Dave Ramsey. But for good reason. He changed my life. I was struggling with six figures of student loan debt. My debt was more than twice my annual starting salary. I felt like there was no way I could get myself out of this mess. I figured I would be 40 years old and still … 

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