Americans owe $1.48 trillion in student loan debt. Over 44 million Americans share a piece of that debt pie. Some describe their debt as suffocating. Overwhelming. A death sentence. Woah. Have I scared you? That would have terrified me as an 18 year old wanting to get a college education but having no money… 

I didn’t start out hating my student loan debt. I simply thought ‘oh, I’ve got debt. I’ll pay the payments. It’s a lot of money…but that’s okay.’ Yes, I started out a little naïve as a newly graduated 22 year old with $125,181 in student loan debt. A debt that was more than twice my annual salary. The anger and the fear didn’t start until …  

Let’s get real – living with debt can be a little depressing. Most of your money is going towards debt and that means there isn’t a lot of money for the fun things in life. You want to travel. You want to socialize without worrying about the $12 drinks at the bar. You want that killer dress. So many wants. Not nearly enough money to satisfy them. Is this how you are supposed to live when in debt? Always wanting? And what if you have tons of debt – are you supposed to live like that for years?