Creating a budget is critical for financial success. However, accounting for all the budget categories can be difficult. A missed or forgotten budget category can derail your financial goals. So let’s get you started on the right foot …
How to Start A Budget (That Actually Works)
Creating a budget is one of the best things you can do to improve your financial situation. Starting a budget will help you organize your finances, provide you valuable insight into your income…
38 Commonly Forgotten Budget Categories that can Wreck your Budget
Who here has gone over their budget before? ::slowly raises hand:: Who here has gone over their budget several months in a row? ::slowly raises hand again:: I’m not alone. You’re not alone. Budgeting is hard especially when your budget is missing categories. Below is a list of the most commonly forgotten budget categories. Run through the list and…
How to Create a Bare Bones Budget (+ Free Worksheet)
Everybody has gone through money struggles in their life. It’s a rite of passage into the wonderful world of adulthood. Everybody’s had a need for a bare bones budget, whether they’ve recognized it or not. My moment? I was in college, and I had 6 cents (yep, $0.06….1 nickel and 1 penny) in my bank account. It was nearing the end of the school year so the money I had made the previous summer had run out. I figured…
How to Date on a Budget…and Still Have Fun!
My husband and I dated for 8 years before we finally tied the knot. During those 8 years, we were on complete opposite sides of the financial spectrum. I was so deep in student loan debt that my negative net worth was scary. I worried and thought about money every single day. On the other hand, my husband had received a scholarship to attend school and graduated debt free. But in addition to…