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Are you trying to figure out how to use your Erin Condren Perpetual Calendar for something cute AND useful? Using it as a spending log is the perfect solution if you want to take charge of your finances and conquer your budget.

How to use the Erin Condren Perpetual Calendar as a Spending Log

By Liv

This post may contain affiliate links. Please read my disclosure policy here.

It’s really easy to use the Erin Condren Perpetual Calendar as a spending log. And it will do wonders for your finances whether you are trying to start a budget, get out of debt, or figure out where the heck all your money is going! The Erin Condren Perpetual Calendar is a cute mini notebook with one line for each day of the year. Each month has a … 

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Budgeting Tips

Find out why a spending log is the perfect solution to help you track your expenses, get your spending under control, pay off more debt, and save more money! Download the free printable for a beautiful spending log template or check out the bullet journal spending tracker spread.

Spending Logs: A Complete Guide with a Free Printable

By Liv

This post may contain affiliate links. Please read my disclosure policy here.

When I was in six figures of student loan debt, I was desperate to try anything that would help me get out of debt faster. I wanted that magic potion. Since I love Dave Ramsey, I tried the envelope system which is essentially a cash-only diet. I tried so hard to make the cash envelope system work, but it backfired, badly. My wallet was a mess … 

[Continue reading] Spending Logs: A Complete Guide with a Free Printable
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Budgeting Tips

This simple list of things to do helped me finally get the ball rolling on starting a budget!

What You Need To Do Before You Start a Budget

By Liv

This post may contain affiliate links. Please read my disclosure policy here.

Have you been thinking about starting a budget? It can be pretty overwhelming because it’s something we never learn how to do in school. Also, if you are anything like me, you’ve failed at budgeting many times before. You may feel like there is no point in trying to budget yet again. Well, that’s wrong! Budgeting can be … 

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Budgeting Tips

Check out these free budget spreadsheets and start telling your money where it should go!

8 Free Budget Spreadsheets That Will Upgrade your Finances Today

By Liv

This post may contain affiliate links. Please read my disclosure policy here.

Are you spreadsheet illiterate? Or worse….are you a spreadsheet fanatic? Do you pray at the altar of your budget or are you the type that can’t-keep-a-budget-to-save-your-life? Whichever way you roll, you’ll find a budget spreadsheet (excel template) that works for you in the list below! The list starts with … 

[Continue reading] 8 Free Budget Spreadsheets That Will Upgrade your Finances Today
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If your budget needs a makeover, check out this list of the first ten things you should cut to save money!

The First 10 Things to Cut from your Budget

By Liv

This post may contain affiliate links. Please read my disclosure policy here.

Have you been overspending? Are you trying to save for a big purchase, or trying to pay down those debts quicker? Here is a list of the first ten things I think you should cut from your budget to reduce your monthly expenses … 

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Welcome, I'm Liv!

Wife. Engineer. Blogger.
Passionate about personal finance.
Your cheerleader for paying off debt.
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