Cash envelope wallets can help you stay organized and in style while you better manage your money. The cash envelope system can help you stay in budget, save more money, or pay off debt.
I have compiled a list of some of the best, most-gushed about cash envelope wallets.
Many of these wallets you can buy on Amazon, while some are custom made on Etsy.
When should I invest in a cash envelope wallet?
If you have just been introduced to the cash envelope system, you don’t really know if it’s going to work for you. Don’t spend money on a wallet before you know you’ll stick with the system and actually use the wallet.
For at least a month, try the basically-free method of using standard white mailing envelopes (or any of the other cheap DIY cash envelope organizers). Label each envelope with a budget category, stuff them with cash, and put them in your purse. If you stick to this system for a month or more, and find that it is helping you curb your spending and stay within budget, then invest in a special cash envelope wallet.
Best Cash Envelope Wallets
1. Savvycents wallet
Hands-down the Savvycents wallet is one of the most recommended and highly praised cash envelope system wallets. This zippered wallet has an accordion folder with five dividers. It comes with pre-printed and blank labels to customize your envelope categories. It’s very affordable (at the time of this article it’s ~$30), durable, and comes in seven different colors/designs.
2. Bella Taylor Wallet
A close second in popularity is the highly recommended Bella Taylor wallet. I personally love the wide array of beautiful designs, the eight cash folders (technically ten if you count the other half of the wallet), and the cotton fabric. These wallets cost around $50.
Quick note: I heard a rumor that these wallets are being discountinued. If you can’t find it on Amazon, I suggest trying the BitLoom Co website. I hope the rumor isn’t true!
3. All About the Benjamins by Thirty One
This is new-ish onto the cash envelope wallet scene and quickly becoming a crowd favorite. The All About the Benjamins wallet comes in 7 colors (solid colors, no patterns). This wallet isn’t flashy and you can most likely find a color to match your purse. It has two big compartments where you can put your cash envelopes or cash dividers. At the time of this article, the wallets are $48/each.
4. Save Your Way Clutch by Thirty One
This 5-compartment, zippered wallet is absolutely perfect for the cash envelope system even though it’s commonly used to store and organize coupons. The Save Your Way Clutch by Thirty One currently comes in three different designs and only cost $30 at the time of this article! The wallet also perfectly fits the Save Your Way inserts which are which are absolutely perfect as cash envelopes since they also have a spending log on the back (with space for the date, description, cost, and balance for each purchase you buy) – I’m in love!
5. Thrifty Zippers
The Thrifty Zippers wallet has six zippered envelopes. It is a little bulky compared to other wallets but makes it very easy to access your cash and can easily handle any coin change. It currently comes in 7 different colors and designs and is available on Amazon.
6. Fossil Emma Large Zip
The Fossil Emma Large Zip wallet has two large compartments that can hold a lot of cash. This wallet is perfect for those using the “clip system” where you are holding your cash together with a binder or paper clip. This wallet comes in many designs (20+) and is very durable, but it’s on the more expensive side.
7. Great Divide Wallet by Divvy Up (and magnetic folders)
The Great Divide wallet by Divvy Up is specially designed for the cash envelope system. This wallet comes with five magnetic dividers that fit perfectly into the wallet, and you can purchase extra dividers if you have more than five budget categories.
8. Leather Clutch by Divvy Up
This leather clutch comes in three colors and I just love it’s simplicity and it’s awesome price-tag ($19 at the time of this article). It is sized perfectly for the magnetic dividers, but you have to buy them separately from the clutch. You can find them here on Amazon (they come in many color sets). I just love this clutch!
9. Custom Cash Envelope Wallet (Etsy)
This custom cash envelope wallet was made by a fellow Dave Ramsey fan. You can by this wallet for $50 on Etsy and it comes with 6 zippered fabric envelopes each with a vinyl tab to stick your category label. If you want different budget categories, the shop owner will create customized stickers for you. The shop is filled with different styles and fabrics (including a Mickey Mouse themed cash envelope wallet!).
10. The Divide-It Cash Envelope System Wallet (Etsy)
The Divide-It cash envelope system wallet is sold on Etsy for only $21.50 (at the time of this article) and comes with six blank tabbed category dividers. You can choose from a huge selection of fabric designs. This shop also sells custom labels for the dividers, spending logs that fit in the wallet, and coin and card pouches that fit inside the wallet; these are old sold separately from the wallet.
Cash envelope system wallets help you keep track of your cash
If you want to up your cash envelope system game and are tired of crinkled disorganized cash floating around in your purse, then invest in a cash envelope wallet.
Stay in style as you stick to your budget, save more money, or pay off debt.
What’s your favorite cash envelope wallet?